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Steps on how to Apply and Receive Unsecured Numida Business Loan within a 24 hours

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The mode of doing business has changed and things are going digital including access to credit as various creditors both traditional (Banks) and new credit giving companies like Numida are going digital.

Various loan giving apps have emerged including and NUMIDA standout of the rest mainly due to its considerably low interest rates, its bonus and referral system, its repayment policy increase in loan limit and of course not calling you day and night plus your relatives as some other mobile lending apps do.

Numida funds businesses not individuals and to get a loan, you must be having an operating business in Uganda.

Their loans can go as high as UGX 1.5 Million and their re-payment period is monthly.

How to Apply for a NUMIDA Loan


National ID

Above 18

Operating Business

Trading License


Sign Post,

Bill payment receipts,

Sales day books and receipts).

Steps taken when applying for Numida Business Loan.

  1. Download NUMIDA app from Play Store. Download the App by Clicking Here and Get UGX 15,000 off your first loan.
  2. Register an account by entering your personal information. Personal Information includes your name, phone number, date of birth, National ID number and address.
  3. 2 Referees and their contacts. It is advisable you talk to your referees before listing them.
  4. Enter Business Information. Numida will ask you business information to be sure that you really operate a business that needs funding.
  5. Business Information will include but not limited to, location of business, name of landlord, you will be required to turn your phone location on so as to access business location.

You will need to enter nature of business and time you have spent doing that business.


You will need to attach photos of business location

Photos of your operating license in your names to prove business ownership.

Photos of your national Identity Card

Photos of you within your business and a photo showing the neighborhood of your business.

  1. Your loan request is then submitted and you will receive a call from your loan office who will call to verify about information submitted.
  2. They may call your referees to confirm if they are aware and okay being made referees.
  3. Your loan will then be processed and sent to your Mobile Money line in a process that takes less than 24 hours.

You can now withdraw money and make sure repayment is made before the deadline to increase your loan limit.

Download NUMIDA APP here and Apply for the loan now.

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